Access the cash you need to grow your business.

Our mission is to help your business grow through fast and flexible funding.

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Fast, Easy & Affordable Access to Funds

tim. is Australia’s leading provider of flexible funding solutions for Australian businesses. tim. thinks outside the box to find a funding solution that will work for your business.

Who is tim.?

Having funded over three quarters of a billion dollars to over 350 Australian businesses over the last 5 years, we know how to structure a funding solution that will optimise your working capital cycle. tim. has structured funding solutions for businesses in the manufacturing, agriculture, labour hire, transportation, mining services, legal & professional services and many other industries. No matter what your business requirement, tim. can provide a smart solution, without the need for property security and generally without recourse to your business.

Smart and innovative, exactly as business should be!

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As Featured In

Business Finance Made Simple

We have offices and people around Australia, so if you have a business supplying goods or services to other Australian businesses on trade terms (i.e. not cash on delivery) then we’d love to help with your cash flow needs.

tim. has funded in excess of

$550 million

for Australian businesses

consisting of


invoices from accounts receivables ledgers

new funding requests of


this month

Which Funding Solution Is Right For You?


For businesses offering credit terms to their customers, have seasonal fluctuations, or simply needing working capital quickly and hassle free. Turn your outstanding invoices into cash within 24 hours with Invoice Finance.

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Get the finance you need to pay your suppliers, be it for imports, exports or local supplies. Trade Finance lets you focus on closing sales rather than worrying about how you are going to pay for the goods before you sell them.

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Supply Chain

Use tim. to pay suppliers ‘cash on delivery’ in order to take advantage of early settlement discounts. Your suppliers get upfront payments and you pay tim. 30-90 days later improving the working capital position for you & your suppliers.

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Our Services

Whatever your needs, tim. will provide you the best cash flow solution for your business.

Why tim.?

  • Ultimate in flexibility and innovation

    Self-select and manage your cash flow needs.

  • No hidden fees

    No upfront Application fees, no property security required and no hidden fees.

  • Funding in as little as 24 hours of account approval

    Get your cash flowing now, and free up capital to grow your business.

  • Complete cash flow solutions for business

    tim. can fund from $100,000 to $5 million today.

Enquire now.

It will only take a few seconds & will not affect your credit rating.

More Case Studies

Our Customers Have
Rated Us “Great”

Extremely great service

The personal service & inter-action was extremely gratifying, as a result we were able to do business, which has put our company in a very positive position, I can't speak highly enough of these professionals and would do business with them again, definitely recommend the great service they provide to anyone.

Boy Wetini

Excellent and Professional

We were experiencing a cash flow issue due to rapid expansion in our business. We dealt with TIM and all the lovely staff were so helpful and within a short amount of time we were able to solve our issues and resolve our cash flow. I would definitely use TIM again if needed without hesitation. I would also recommend them without any doubt to anyone in need of their services.

Clarah Nel

Latest News

Make cash flow management easy by aligning your accounting software to timEX.
tim’s accounting interface is quick to activate and helps to manage money and pay suppliers.