Access the cash you need to grow your business.

Our mission is to help your business grow through fast and flexible funding.

Fast, Easy & Affordable Access to Funds

tim. is Australia’s leading provider of flexible funding solutions for Australian businesses. tim. thinks outside the box to find a funding solution that will work for your business.

Who is tim.?

Having funded over $350 million to over 300 Australian businesses over the last 5 years, we know how to structure a funding solution that will optimise your working capital cycle. tim. has structured funding solutions for businesses in the manufacturing, agriculture, labour hire, transportation, mining services, legal & professional services and many other industries. No matter what your business requirement, tim. can provide a smart solution, without the need for property security and generally without recourse to your business.

Smart and innovative, exactly as business should be!

As Featured In

Business Finance Made Simple

We have offices and people around Australia, so if you have a business supplying goods or services to other Australian businesses on trade terms (i.e. not cash on delivery) then we’d love to help with your cash flow needs.

tim. has funded in excess of

$400 million

for australian businesses

consisting of


invoices from accounts receivables ledgers

new funding requests of


this month

Which Funding Solution Is Right For You?


For businesses offering credit terms to their customers, have seasonal fluctuations, or simply needing working capital quickly and hassle free.


If you are securing new contracts and need working capital now to pay your suppliers, contractors and service providers.


For importers that need funding to pay overseas factories, without the need for LC’s, property security or taking forex exposure.

Why tim.?

  • Ultimate in flexibility and innovation

    Self-select and manage your cash flow needs.

  • No hidden fees

    No sign-up fees, hidden fees, or property security required.

  • Funding in as little as 24 hours of account approval

    Get your cash flowing now, and free up capital to grow your business.

  • Complete cash flow solutions for business

    tim. can fund from $50,000 to $5 million today.

Enquire now.

It will only take a few seconds & will not affect your credit rating.

Our Customers Have
Rated Us “Great”

Extremely great service

The personal service & inter-action was extremely gratifying, as a result we were able to do business, which has put our company in a very positive position, I can't speak highly enough of these professionals and would do business with them again, definitely recommend the great service they provide to anyone.

Boy Wetini

Excellent and Professional

We were experiencing a cash flow issue due to rapid expansion in our business. We dealt with TIM and all the lovely staff were so helpful and within a short amount of time we were able to solve our issues and resolve our cash flow. I would definitely use TIM again if needed without hesitation. I would also recommend them without any doubt to anyone in need of their services.

Clarah Nel

Latest News

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By |November 29th, 2018|tim.|

Our new client provides specialised saturation diving, underwater CIVIL and major recovery of assets for Australian and Global businesses. They [...]

Make cash flow management easy by aligning your accounting software to timEX.
tim’s accounting interface is quick to activate and helps to manage money and pay suppliers.