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Big business funding solutions for Australian SME’s.

After establishing a funding account with no upfront fees, The Invoice Market (“tim.“) will advance funds against your receivables ledger, allowing you to access the cash owed to you by your customers now.

Convert your unpaid invoices into cash now!

tim. is Australia’s leading provider of flexible funding solutions for Australian businesses. tim. thinks outside the box to find a funding solution that will work for your business.

Who is tim.?

Having funded over $350 million to over 300 Australian businesses over the last 5 years, we know how to structure a funding solution that will optimise your working capital cycle. tim. has structured funding solutions for businesses in the manufacturing, agriculture, labour hire, transportation, mining services, legal & professional services and many other industries. No matter what your business requirement, tim. can provide a smart solution, without the need for property security and generally without recourse to your business.

Smart and innovative, exactly as business should be!

As Featured In

Business Finance Made Simple

With offices located across Australia, our team is equipped to help you with your cash flow finance needs no matter the size of your business – big or small.

tim. has funded in excess of

$350 million

for australian businesses

consisting of


invoices from accounts receivables ledgers

new funding requests of


this month

Which Funding Solution is Right For You?


For businesses offering credit terms to their customers, have seasonal fluctuations, or simply needing working capital quickly and hassle free.

Supply Chain

If you are securing new contracts and need working capital now to pay your suppliers, contractors and service providers.


For importers that need funding to pay overseas factories, without the need for LC’s, property security or taking forex exposure.

Our Services

Whatever your need, tim. will provide you the best funding solutions from our range of funding products.

Try Our Calculator

See how much cash you could receive based on your receivables ledger, with our easy to use calculator.


this 90% could be
yours in 48 hours


this is the remainder of the invoice which will be paid when your customer pays


the discount rate you could pre-agree with tim.

The cash flow funding pre agreed discount is indicative and based on customer terms, debtor strength and maybe higher or lower than shown. Apply Now for a cash flow account

Note: The above results are indicative only and should not be relied upon whatsoever as outputs are subject to change based on specific customer data, debtor strength, and other credit criteria required, which may result in higher or lower results than shown above.

Why tim.?

  • Ultimate in Flexibility and Innovation

    Self-select and manage your cash flow needs.

  • No Hidden Fees

    No sign-up fees, hidden fees, or property security required.

  • Funding in as little as 24 hours of account approval

    Get your cash flowing now, and free up capital to grow your business.

  • Complete cash flow solutions for business

    tim. can fund from $50,000 to $5 million today.

Enquire now.

It only takes 30 seconds & won’t affect your credit score!

Latest News

Our Customers Have
Rated Us “Great” On

Extremely great service

The personal service & inter-action was extremely gratifying, as a result we were able to do business, which has put our company in a very positive position, I can't speak highly enough of these professionals and would do business with them again, definitely recommend the great service they provide to anyone.

Boy Wetini

Excellent and Professional

We were experiencing a cash flow issue due to rapid expansion in our business. We dealt with TIM and all the lovely staff were so helpful and within a short amount of time we were able to solve our issues and resolve our cash flow. I would definitely use TIM again if needed without hesitation. I would also recommend them without any doubt to anyone in need of their services.

Clarah Nel

Make cash flow management easy by aligning your accounting software to tim.EX.
tim’s accounting interface is quick to activate and helps to manage money and pay suppliers.