Whatever your need, tim. will provide you with the best funding solutions from our range of funding products.
Need working capital for your business but don’t want to create further debt? Then you’ll love tim. Australia’s leading flexible business funding provider. Don’t wait for 45 to 90+ days for your clients to pay your invoices. Turn your outstanding invoices into cash within 24 hours with Invoice Finance!
tim. provides clients with an import finance solution when sourcing goods from global markets. Our solution starts by funding up to 90% of your orders to overseas suppliers, through the manufacturing and shipping process, up until the time payment is received from customers.
Supply Chain Finance
Would having available cash to pay your suppliers “cash” on delivery result in your business being able to negotiate early settlement discounts? If so then tim’s Supply Chain Finance (SCF) solution is ideal for your business.
tim. offers an innovative funding solution which is like an unsecured business loan, but without the high fixed interest charges or the usual minimum (6 to 12 month+) term like a loan.
Debt Factoring is a flexible alternative to traditional business loans as the amount of funds that can be accessed is based on the business’ sales (not your balance sheet or ATO position of the business).
Unsecured Business Loans
tim. offers an innovative flexible funding solution that is a real alternative to bank loans. We can provide between $50,000 and $5m to your business by unlocking your accounts receivable.
Accounts Receivable Funding
Accounts Receivable Funding works by tapping into the money hidden in your accounts receivable ledger: an under-used and under-appreciated asset which is just waiting to be turned into usable currency.
Most businesses have thousands of dollars tied up in unpaid invoices at any one time. Debtor Finance unlocks that money by paying you the face value of your invoices when issued to your clients.
Invoice Factoring is a type of debtor finance in which a business sells its accounts receivables to tim. in return for receiving up to 90% of the invoice value in cash, with the balance to be received when your debtors pay.
Flexible invoice discounting offers an alternative to business overdrafts and unsecured loans by leveraging the thousands of dollars which businesses have tied up in unpaid invoices.
Cash Flow Loans
The Invoice Market (tim.) offers a flexible funding solution which is like a cash flow loan, but without the high fixed interest charges and the usual minimum term.
Working Capital Finance
tim. offers a flexible working capital funding solution which injects immediate cash into your business without the high fixed interest charges or any fixed repayment terms.