Trade Finance

Have you ever had to turn away business because you couldn’t afford to fund it? Or received a Purchase Order from your customer but don’t have the capital to pay the overseas manufacturer 100% before the goods leave the factory? Get the finance you need to pay your suppliers, be it for imports or exports. This lets you focus on closing sales rather than worrying about how to manage your cash flows.

What is Trade Finance?

OptiPay offers Trade Finance to established Australian businesses with a proven track record of importing or exporting product. We provide businesses with funding to pay suppliers upfront. By using our revolving line of credit to pay overseas or local suppliers when needed, business do not need to worry about always having cash sitting in the bank. We tailor flexible finance packages to give you more purchasing power on simple or complex trade requirements. With our strong financial position and expertise in cross-border transactions, it allow us to quickly structure the best funding solution for your business. Simple and straightforward! Trade Finance works in conjunction with our Invoice Finance (Line of Credit) product so as you raise invoices, you then repay this revolving facility from your available funds.

How Trade Finance Works

OptiPay offers Trade Finance to Australian businesses from early stage to mid-market companies with proven track records. With our strong financial position and expertise in cross-border transactions, it allow us to quickly structure the best funding solution for your business. Simple and straightforward!

How Trade Finance
Works for Importers

How Trade Finance
Works for Exporters

Quick Online Enquiry

It will only take a few seconds & will not affect your credit rating.
Note: OptiPay funding solutions are only suitable for businesses with annual revenues of $1m+ per annum.

Benefits of Trade Finance

Buy now, pay over time, mitigate risks and most importantly, free up working capital.

As featured In

Are you an importer or an exporter facing working capital issues?

Fill out our quick application form to get in touch with one of our friendly advisers and find out how trade finance can help your business.

Click on the button below to get started. It will only take two minutes and won’t affect your credit rating.

Why Choose OptiPay?

We are a nimble finance company which has been around for almost 10 years servicing growing small to medium size businesses. 

This allows us to create flexible and innovative funding solutions customised to your specific business needs.

Please note our Trade Finance product is available only for importers and exporters dealing with international transactions.

If you are looking to fund domestic trade transactions within Australia, please refer to our other funding solutions.

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